The Thrift Savings Plan (TSP) offers two types of loans for TSP participants. One loan is called a general-purpose loan, and the other is called a primary residence loan. When a TSP loan is disbursed, the TSP Service Office will ... Read More

  Quantum computing is advancing rapidly, bringing both innovation and security risks. While it can potentially solve complex problems, it also threatens encryption methods that protect sensitive financial and personal data. Federal retirees need to understand these risks to safeguard ... Read More

Although the 2024 tax year concluded a little more than two months ago, there is still one tax deduction that may be available to some federal employees and retirees that could reduce their 2024 federal and state income tax liabilities. ... Read More

Dan and Katelyn discuss managing breaks in federal service, covering TSP mobility, rollovers, and the importance of keeping personnel files. They highlight continuing retirement savings after transitioning to the private sector and the importance of maintaining your FERS balance. They ... Read More

Dan and Katelyn discuss special needs planning for federal families alongside the initial five executive orders recently released. They provide a thorough exploration of both topics as they relate to federal employees, carefully examining the functionalities, implications, and key considerations ... Read More

As a federal employee, your retirement benefits include a Thrift Savings Plan (TSP). This defined contribution arrangement lets you allocate part of your income to indexed mutual funds or Roth options to save for retirement.  For the things that pop up in ... Read More

Caregiving is a growing reality for many federal employees, particularly as America’s population ages. According to the Administration for Community Living, 70% of Americans who reach age 65 will eventually need assistance with daily tasks, with women requiring care for an average ... Read More

Dan and Katelyn explore the possibilities and key considerations for federal employees interested in working remotely from overseas. They cover benefits, healthcare, and taxes. Additionally, they discuss the common pitfall of contributing your full TSP limit too early in the ... Read More

Dan and Chelsea discuss retirement planning for mixed households, with one spouse in the federal sector and the other in private, offering helpful tips and insights. They also cover 2026 COLA predictions, inflation trends, and a recent survey highlighting growing ... Read More

Ed and Dan take a comprehensive deep dive into the complexities of Medicare, breaking down its four key components: Part A, Part B, Part C, and Part D. They also explore the nuances of the Federal Employees Health Benefits (FEHB) ... Read More