Turning 65 creates a Medicare decision for many Feds. Some retirees assume they should sign up for Part B as soon as Medicare becomes available. That may make sense for some households, but Federal Employees Health Benefits (FEHB) changes the ... Read More

The Federal Employees’ Group Life Insurance (FEGLI) helps protect Feds and their families in the event of a worst-case scenario. While such coverage requires little from your paycheck while you’re young, things change as you move toward and beyond retirement. ... Read More

Congress debated eliminating the Federal Employees Retirement System (FERS) Supplement – but the final law preserved it. However, the threat exposed real risk. For many, this supplement is the bridge between federal retirement and Social Security. Early retirees were watching closely ... Read More

Factors ranging from federal agency downsizing to shifts in remote work policies have prompted a number of Feds to start rethinking their career paths. Increasingly, state government jobs have become a popular choice. The appeal is clear: working for a ... Read More

This is the second of four FEDZONE columns discussing TSP withdrawal options that are available to all separated Thrift Savings Plan (TSP) participants. In these columns, a separated TSP participant means a civilian federal employee or a member of the ... Read More

Career growth in government service isn’t just about getting promoted. It’s about creating more security, meaning, and options now and in retirement. Whether you’re just starting out or thinking ahead to your last five years, professional development is one of the most ... Read More

Long-term care isn’t something most people want to think about, but it’s something many of us will need. A lot of Feds assume Medicare or FEHB will cover expenses such as assisted living, full-time nursing support, or help with daily ... Read More

Amid copious early retirement offers and the looming threat of a government-wide Reduction in Force (RIF), many federal employees are feeling uncertain about their future retirement options. Whether you’re nearing retirement or just beginning to consider your long-term financial plans, ... Read More

If you’re approaching age 73, it’s time to start thinking about your required minimum distributions (RMDs). The IRS mandates withdrawals from tax-deferred retirement accounts like IRAs, TSPs, and other employer-sponsored plans. While the rules may seem simple, many federal employees ... Read More

When it’s time to retire from your federal government career, you’ll likely receive benefits through the Federal Employees Retirement System (FERS) thanks to its Basic Benefits, Social Security, and the Thrift Savings Plan (TSP) pillars. Your TSP is funded by payroll contributions ... Read More