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FedLife Podcast: The Roth TSP, Roth IRAs, and 5-Year Rules

09/29/2023

Roth IRAs and Roth TSP accounts are different types of retirement savings vehicles with different rules you need to know about.


UPCOMING TSP WEBINAR

FedLife Podcast (ep. 104): 5-Year Rules for Roth Accounts

Want to make tax-free, penalty-free withdrawals from a Roth IRA, even if you’re still working and under 59½? What if it stifles the growth of your savings? Make sure you check out this podcast! Ed and Dan discuss:

  • 5-year rules for Roth IRAs
  • Contribution rules for Roth IRA and TSP
  • Early withdrawal penalties
  • Inherited Roth IRA and the SECURE Act 2.0
  • No more RMDs for Roth TSP
  • What if a Roth TSP balance is transferred to a Roth IRA?
  • Guidance on keeping proper records

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“Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC.  Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Lee, Sipe & Associates, Inc. is not a registered broker/dealer and is independent of Raymond James.  Content represents the opinions of the speaker and not necessarily those of Raymond James.  Important Disclosure Information:  https://raymondjames.com/smicd.htm 

Roth TSP Roth IRAs and 5 year rules ; image: woman waiting

Podcast: Roth TSP, Roth IRAs, and 5-Year Rules

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FEDLIFE Podcast

The FedLife Podcast is your in-depth, biweekly deep dive into the world of federal benefits and retirement planning. Hosted by federal benefits expert Ed Zurndorfer and Dan Sipe of Serving Those Who Serve, each 30-minute episode unpacks the complexities of FERS and CSRS retirement, FEHB and Medicare, survivor benefits, tax planning, and more. Designed for federal employees and retirees who want more than just the basics, FedLife goes beyond the headlines to explore the rules, nuances, and strategies that can make a meaningful difference in your retirement. Remember: it’s your Fed life, make it a great one.

 

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FED15 Podcast

The Fed15 Podcast is your weekly 15(ish)-minute briefing on federal benefits and financial planning, built specifically for federal employees and retirees. Hosted by Dan Sipe and Katelyn Murray of Serving Those Who Serve, each episode delivers clear, actionable guidance on topics like FERS and CSRS retirement, TSP strategies, FEHB, survivor benefits, tax planning, and more! Whether you’re five years from retirement or already there, The Fed15 helps you cut through the noise, avoid costly mistakes, and make confident decisions about your federal benefits.

 

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