
Don’t ruin your retirement! Jen continues her series with items 4 to 7 from her top 10 ways to ruin a federal retirement.
Hello readers. Welcome back to the third article in my series “Ten easy ways to ruin a Federal Retirement.” I know, I know it’s a glib title for a serious topic. Nevertheless, I hope you find my points to be helpful.
(Once again, to clarify, I’ve written this list with FERS, FERS RAE, FERS FRAE, and CSRS-Offset in mind. But the ideas also apply to CSRS.)
The FedLife Podcast is your in-depth, biweekly deep dive into the world of federal benefits and retirement planning. Hosted by federal benefits expert Ed Zurndorfer and Dan Sipe of Serving Those Who Serve, each 30-minute episode unpacks the complexities of FERS and CSRS retirement, FEHB and Medicare, survivor benefits, tax planning, and more. Designed for federal employees and retirees who want more than just the basics, FedLife goes beyond the headlines to explore the rules, nuances, and strategies that can make a meaningful difference in your retirement. Remember: it’s your Fed life, make it a great one.

The Fed15 Podcast is your weekly 15(ish)-minute briefing on federal benefits and financial planning, built specifically for federal employees and retirees. Hosted by Dan Sipe and Katelyn Murray of Serving Those Who Serve, each episode delivers clear, actionable guidance on topics like FERS and CSRS retirement, TSP strategies, FEHB, survivor benefits, tax planning, and more! Whether you’re five years from retirement or already there, The Fed15 helps you cut through the noise, avoid costly mistakes, and make confident decisions about your federal benefits.

