In this episode, Katelyn explores financial independence and early retirement for federal employees, highlighting how benefits like TSP, FERS, and FEHB can support FIRE goals, while Dan discusses entrepreneurship in federal service, covering ethics rules, post-employment restrictions, and how to start a compliant business.
Katelyn covers the Financial Independence, Retire Early (FIRE) movement as it relates to federal employees. She explains how federal benefits can support early retirement, highlighting key programs such as the TSP, FERS, and FEHB. She also explores strategies to optimize TSP contributions and how to time benefits for maximum impact. Finally, she discusses the core principles of FIRE-keeping costs low and maximizing savings-and delves into practical budgeting strategies.
Dan discusses how to start a business while working as a federal employee. He explains how to navigate the federal ethics rules that entrepreneurs must follow and reviews how to choose an appropriate business structure. He also outlines post-government employment restrictions, including the lifetime ban, two-year ban, and one-year “cooling-off” period. Lastly, he shares practical steps for launching a business while in service and emphasizes the importance of remaining compliant.
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The FedLife Podcast is your in-depth, biweekly deep dive into the world of federal benefits and retirement planning. Hosted by federal benefits expert Ed Zurndorfer and Dan Sipe of Serving Those Who Serve, each 30-minute episode unpacks the complexities of FERS and CSRS retirement, FEHB and Medicare, survivor benefits, tax planning, and more. Designed for federal employees and retirees who want more than just the basics, FedLife goes beyond the headlines to explore the rules, nuances, and strategies that can make a meaningful difference in your retirement. Remember: it’s your Fed life, make it a great one.
The Fed15 Podcast is your weekly 15(ish)-minute briefing on federal benefits and financial planning, built specifically for federal employees and retirees. Hosted by Dan Sipe and Katelyn Murray of Serving Those Who Serve, each episode delivers clear, actionable guidance on topics like FERS and CSRS retirement, TSP strategies, FEHB, survivor benefits, tax planning, and more! Whether you’re five years from retirement or already there, The Fed15 helps you cut through the noise, avoid costly mistakes, and make confident decisions about your federal benefits.
