In this episode, Ed and Dan explain how the SECURE Act 2.0 affects the Thrift Savings Plan (TSP) for federal employees and retirees. From required minimum distribution (RMD) age changes to higher catch-up contribution limits, this episode breaks down the ... Read More

In accordance with the Internal Revenue Code, the IRS limits the amount that employees can contribute via payroll deductions to their qualified retirement plans. Qualified retirement plans include 401(k), 403(b) and 457 retirement plans. These limits also apply to the ... Read More

If you’re a working Fed, currently, your paycheck is likely going toward “now” expenses – think food, clothing, shelter and extras. A portion of that paycheck is also directed toward the Federal Employee Retirement System (FERS), one of the benefits ... Read More

Dan and Katelyn discuss the 2025 contribution limits for TSPs, HSAs, and FSAs, offering insights into the key updates. They also cover the proposed 2026 pay raise, providing an overview of the rationale behind the increase and its potential impact. ... Read More