A provision coming out of SECURE 2.0 (2022) may allow for penalty-free distributions from certain qualified retirement plans to pay long-term care (LTC) insurance premiums without the 10 percent early withdrawal penalty. This provision allows qualified retirement plan participants younger ... Read More

In this episode, Katelyn and Dan explore key considerations for federal employees and veterans planning-covering the Federal Long Term Care Insurance Program, eligibility requirements, pros and cons of coverage, and alternative options like private plans or self-insuring. They also dive ... Read More

Long-term care isn’t something most people want to think about, but it’s something many of us will need. A lot of Feds assume Medicare or FEHB will cover expenses such as assisted living, full-time nursing support, or help with daily ... Read More

Long-term care (LTC) insurance started in the late 1970’s and early 1980’s in response to the growing recognition of the need for financial protection against the prohibitive costs of LTC services. It was developed as a way to help individuals ... Read More