One of the biggest surprises many new federal retirees encounter isn’t whether they’ll receive their pension, it’s that their first retirement payments often aren’t the full amount they were expecting. If you’re planning to retire under FERS or CSRS, it’s ... Read More

In this episode, Ed and Dan break down OPM’s retirement quick guide and explain what recently retired federal employees can expect as their retirement applications are processed. They walk through the five stages of the retirement process, interim annuity payments, ... Read More

Dan and Jen break down two often-overlooked retirement risks that can significantly impact federal employees: hidden Medicare premium increases and maintaining health insurance eligibility into retirement. Check Out Our Next FERS Webinar for Federal Employees – REGISTER HERE The Fed15 ... Read More

Dan and Katelyn explore how sick leave and annual leave factor into federal retirement planning, including how sick leave boosts pension calculations, how unused annual leave is paid out, and strategies for coordinating both for maximum value. They also break ... Read More

The Office of Personnel Management (OPM) recently announced a surge in retirement applications this year. Over 70,000 Feds have already filed to retire in 2025, with large spikes in May, June, and August. This equates to a nearly 40% increase from 2024. ... Read More

If you’re a working Fed, currently, your paycheck is likely going toward “now” expenses – think food, clothing, shelter and extras. A portion of that paycheck is also directed toward the Federal Employee Retirement System (FERS), one of the benefits ... Read More

Federal employees received an average 4.5% pay raise in January 2025, one of the highest increases in recent years. But for many Feds, that bump hasn’t gone far enough, especially as inflation keeps dragging on essentials like housing, healthcare, and ... Read More

Federal employees received an average 4.5% pay raise in January 2025, one of the highest increases in recent years. But for many Feds, that bump hasn’t gone far enough, especially as inflation keeps dragging on essentials like housing, healthcare, and ... Read More

In this episode, Dan and Ed explain what the Special Retirement Supplement (SRS) is and who qualifies for it. They also discuss how the SRS is calculated, the 2024 earnings limits retirees need to know, and the impact of excess ... Read More

On Saturday, June 28th, the Senate voted 51-49 to launch debate on the “One Big Beautiful Bill” (OBBB), Republicans’ sweeping budget reconciliation package including tax extensions, spending cuts, and defense/security funding. Crucially, the Senate parliamentarian has ruled that most of ... Read More