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Fegli After 55

FEGLI After 55: When it Gets Expensive and What to Do

04/21/2026
Many federal employees treat the Federal Employees’ Group Life Insurance (FEGLI) program as a “set it and forget it” benefit. Early in your career, that approach works because premiums stay relatively low. After age 55, however, the cost curve changes quickly. This ... Read More

The Case for Private Life Insurance for Feds — When FEGLI’s Not Your Best Option

07/05/2024
The U.S. government launched the Federal Employees’ Group Live Insurance Program (FEGLI) during the mid-1950s to provide group life insurance for federal employees and their families. FEGLI can be an affordable and effective tool to help protect your family in the face ... Read More

Guidance for Beneficiaries of Federal Annuitants – Part III

06/28/2024
This is the third of three FEDZONE columns presenting guidance for family members of deceased annuitants (federal employees who retired and receiving either a CSRS or FERS annuity at the time of their death) and the tasks that have to ... Read More

Guidance for Beneficiaries of Federal Annuitants – Part II

06/21/2024
This is the second of three FEDZONE columns presenting guidance for family members of deceased annuitants (federal employees who retired and were receiving either a CSRS or FERS annuity at the time of their death) and the tasks that have ... Read More

Guidance for Beneficiaries of Federal Annuitants – Part I

06/14/2024
One of the unfortunate life events that individuals experience at some point of their lives is the death of a loved one – a parent, sibling, child, or a spouse. For relatives of deceased federal annuitants, there will most likely ... Read More

Top Five Mistakes Feds Make When It Comes to Life Insurance

05/30/2024

Changing Coverage: Open Seasons, Physicals, & FEGLI Qualifying Life Events

05/02/2024
Federal Employees elect to enroll in FEGLI Options A, B, & C when first eligible, but adding it later can get tricky- Open Seasons, Physicals, & FEGLI Qualifying Life Events Upon entering federal employment, eligible individuals are automatically signed up ... Read More

Understanding the Tax Consequences of Owning Life Insurance Policies

04/11/2024
It is important for life insurance policyholders to consider the tax implication when they buy life insurance. Many federal employees and retirees own life insurance policies. The main purpose of owning life insurance is to pay out a lump sum ... Read More

Monthly Quiz for Federal Employees: March 2024

03/15/2024
This month’s quiz for federal employees and retirees: UPCOMING TAXES WEBINAR [ays_quiz id=”72″] **Written by Benjamin Derge, Financial Planner, ChFEBC℠ The information has been obtained from sources considered reliable but we do not guarantee that the foregoing material is accurate ... Read More

The Fed15 Podcast: The Golden Goose of Federal Retirement Dates

03/05/2024
This week’s episode is about mapping out your retirement from the federal government in the 2020s and understanding the Federal Employee Group Life Insurance (FEGLI) program The Fed15 Podcast (Ep. 37): The Golden Goose of Federal Retirement Dates Best days ... Read More