When is the best time to retire from the Federal Government’s workforce? On Dec. 31st, probably. It is relatively easier for a CSRS employee to pick their retirement date than a FERS one, but CSRS workers are now less than ... Read More

Ed goes through the complete process that he recently followed while claiming his own Social Security benefits. FEDLIFE Podcast (ep. 45) – Ed Zurndorfer’s Personal Guide To Claiming Social Security – Special Episode In this special episode, Dan Sipe and ... Read More

STWS Advisor Jennifer Meyer reviews the Thrift Savings Plan after an eventful January, S Fund up 36.45% Jennifer Meyer, CFP© The new year is off to an interesting start, to say the least. The first week of January brought an ... Read More

In this episode, Dan Sipe and Ed Zurndorfer are back with multiple strategies to help feds optimize their tax situation, and achieve the maximum benefits on their Social Security. FEDLIFE PODCAST: Episode 42: Maximize Social Security Like and Subscribe on ... Read More

This column explains how RMDs will be calculated during 2021 for those individuals who are required to take them. Before presenting the general RMD calculation procedure, it is useful to review what an RMD actually is. Edward A. Zurndorfer The ... Read More

5. Ready to Retire? A Look at the First Year Click Here to Read 4. FEGLI in Retirement Click Here to Read 3. Iron Mountain: The Final Obstacle for Federal Retirement Click Here to Read 2. Will USPS Go Bankrupt? ... Read More

We celebrate the end of the year with our Top 5 “Most-Listened-To” Podcasts in 2020 5. Episode 23: Tax & TSP Talk Click Here to Listen 4. Episode 17: The Furlough Cheesecake Click Here to Listen 3. Episode 12: The ... Read More

In the above, the IRAs being discussed are Traditional, not Roth IRAs. While it is just as legal to rollover money from a Roth IRA to an HSA, it makes little sense because Roth funds are already tax and penalty-free ... Read More

December May Be a Good Time to Perform a Roth IRA Conversion Under Certain Conditions Edward A. Zurndorfer Federal employees have until April 15, 2021 to make their 2020 Roth IRA contributions. However, those employees whose adjusted gross income (AGI) ... Read More

2021 TSP Catch-up Contributions and the Spillover Provision Jennifer Meyer CFP© If a federal employee has reached or will reach their 50th birthday in 2021 they are eligible to make “Catch-Up” contributions to their TSP account. The maximum catch-up contribution ... Read More