Most Feds start retirement planning by looking at their own pension, Social Security, and Thrift Savings Plan income. For married Feds, the conversation also needs to include what happens to a spouse if the retiree dies first. A survivor election ... Read More

Return-to-office changed more than your calendar. It changed the numbers. A house that made sense when you commuted twice a week can look very different when you drive in five days. The difference shows up in obvious places like gas ... Read More

As a federal government employee or uniformed services member, you can borrow money from your Federal Employees Retirement System Thrift Savings Plan (TSP) retirement account. But just because you CAN borrow from your TSP doesn’t mean you SHOULD. Yes, doing ... Read More

In this episode, Dan and Ed review key year-end tax planning considerations for federal employees and retirees, with a focus on Roth IRA conversions in light of recent tax law changes. They discuss potential tax implications, Medicare premium impacts, and ... Read More

December’s almost gone, but there’s still time to clean up your finances. Nail down your taxes, top off your savings, and wrap up anything that counts when the calendar flips. This federal retirement year-end checklist helps you close out your ... Read More

Your financial support is assured when you retire from Fed employment, thanks to the Federal Employee Retirement System. FERS provides the funds through its three “pillars”: the Basic Benefit, Social Security and the Thrift Savings Plan (TSP). The TSP builds ... Read More

  Today’s investors are surrounded by nonstop market updates, email alerts, and market commentary. While staying informed may seem helpful, too much information can cloud your judgment. Many investors fall into the trap of information bias – the belief that ... Read More

Dan and Katelyn sit down with the rest of the Serving Those Who Serve team for a Thanksgiving Special episode. Each person shares what they’re thankful for, the small things bringing them joy lately, their favorite Thanksgiving dishes, and one ... Read More

Market volatility has been making headlines lately and creating anxiety among some of the Feds who have noticed sharp swings in their Thrift Savings Plan (TSP) balances. While this uncertainty may tempt you to pull back your investments, smart investing ... Read More

Federal employees weighing retirement in 2025 face a tough decision. Do you leave at your minimum retirement age (MRA) and take the FERS Supplement until 62, or do you push through to 62 or later and secure the permanent 1.1% pension ... Read More