Social Security is one of the three components of the FERS retirement. When a FERS employee retires before age 62 under the immediate retirement rules, the FERS employee will receive the first of lifetime FERS monthly annuity checks one or ... Read More

There is no doubt prescription drug costs are increasing and remain a financial challenge for many Americans, including federal employees and retirees. To help make prescription drug costs more affordable, prescription discount programs have become popular as a way for ... Read More

For our Feds, retirement brings both a steady pension and required minimum distributions (RMDs) – those IRS-mandated withdrawals from your retirement accounts once you reach a certain age. By thoughtfully combining these two income streams, you’ll keep more of your hard-earned money ... Read More

Marriage to a foreign national or working abroad can generate many advantages. You could learn about new cultures, viewpoints, and lifestyles. International marital and employment arrangements also generate their share of changes in U.S. federal benefits, tax considerations, and estate ... Read More

In conjunction with the administration’s offer of purported “deferred resignations” to most federal employees, the Office of Personnel Management (OPM) will grant federal agencies the authority to offer early retirement to employees in the form of a Voluntary Early Retirement ... Read More

Although many individuals think of December as the best month for charitable giving in order to save on current year taxes, January and February should be the time to start the planning process for maximizing annual charitable giving. Perhaps one ... Read More