Over the past year, the IRS has significantly increased penalties on underpayment of both estimated tax payments and federal income withholding from salary and retirement income. Individuals who are required to make quarterly estimated payments (due dates each year are ... Read More

The U.S. government launched the Federal Employees’ Group Live Insurance Program (FEGLI) during the mid-1950s to provide group life insurance for federal employees and their families. FEGLI can be an affordable and effective tool to help protect your family in the face ... Read More

For our Feds, a Thrift Savings Plan (TSP) is a foundational element of the overall investment portfolio. While TSP is likely not new to you, certain provisions, including catch-up contributions and the Roth option, offer opportunities to further optimize your ... Read More

All too many times blogs and articles like this offer tactics and strategies but neglect the transmission point. With this piece, we hope to change that by giving you a crystal-clear key first step.  Quick quiz:  Since January 1, 2000, ... Read More

This is the third of three FEDZONE columns presenting guidance for family members of deceased annuitants (federal employees who retired and receiving either a CSRS or FERS annuity at the time of their death) and the tasks that have to ... Read More

One of the most common questions we get asked here at Serving Those Who Serve is: “Am I invested appropriately?” The answer to this question, like so many other questions pertaining to financial planning, is, of course: “It depends.”  We ... Read More

We have some mixed news for our feds on the 2025 COLA front.   To clarify, in this case, COLA refers to the cost-of-living adjustment for CSRS and FERS pensions.  We draw this in contrast to estimates for the 2025 federal ... Read More

The last 60 days have been eventful for news of federal employee pay and protections. CBO Report on Federal Employee Pay and Benefits. This contradicts many statements in the public forum relative to the level of fed pay. A report ... Read More

Dan and Chelsea go over the complexities of the FEHB handbook and then review what federal employees say are the best US government agencies to work for. The Fed15 Podcast (Ep. 50): What Are the Best Federal Agencies to Work? ... Read More

NASA Ranked Top Large US Federal Agency to Work for 12th Straight Year: read about the latest rankings for large, mid-size, and smaller agencies A recent report from the Washington Post revealed the latest rankings for the best US federal ... Read More