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Changing Coverage: Open Seasons, Physicals, & FEGLI Qualifying Life Events

05/02/2024
Federal Employees elect to enroll in FEGLI Options A, B, & C when first eligible, but adding it later can get tricky- Open Seasons, Physicals, & FEGLI Qualifying Life Events Upon entering federal employment, eligible individuals are automatically signed up ... Read More
FERS Things First ; image: smiling older man

What Is FERS Pension? Deferred vs. Postponed Retirement Explained

01/24/2024
Understanding What Is FERS Pension: Deferred and Postponed Retirement Federal employees trying to pave their path to retirement should be aware of the age reduction penalties that come with retiring early. Here we explore the cost of two years (mostly ... Read More
FERS Things First ; image: smiling older man

FERS Things First: Age Reduction Penalties

01/24/2024
Understanding deferred and postponed FERS retirement and retiring early. What is the cost of 2 extra years of working? (60 vs. 62) Learn more about age reduction penalties and federal retirement. Federal employees trying to pave their path to retirement ... Read More

Financial Planning at the Onset of Federal Retirement

01/11/2024
Learn the importance of managing income in the first several months after retiring from the federal government Expanding the gap between TSP withdrawals and why you need a rainy day fund Financial planning for federal employees can help ease transition ... Read More

How can I Better Prepare for Retirement? – Health Savings Accounts 101

10/11/2023
STWS Advisor Jennifer Meyer explores how HSAs can help you save smarter for retirement Jennifer Meyer, CFP®, ChFEBC℠, AIF® We are often asked “what else can I be doing to prepare for my retirement?” While maximizing retirement (TSP) savings and ... Read More

Cheat Codes: Get the Most from Serving Those Who Serve

09/01/2023
Some Feds want to learn the ins and outs of every benefit they are entitled to and then there are others who just want to know “what to do.” Whichever type you are, Serving Those Who Serve (STWS) has resources ... Read More

Five Important Facts for Feds to Remember About Financial Planning

08/14/2023
Financial planning for federal employees – here are the top 5 things to know. Welcome to the final piece of our 11-part series of “listicles.” We’ve been going over 5 key points to remember for several areas of retirement planning ... Read More

Celebrating FED-uary – A Month for the Federal Workforce

02/13/2023
A guide written last year about federal employees, retirement planning, and working with a financial advisor. As stated in our “About” Section (here) – our mission at Serving Those Who Serve is to Reach, Teach, and Serve Federal Employees. For ... Read More

How Much Will the TSP Mutual Fund Window Cost?

05/10/2022
New mobile app chatbot gets a name, and clarification on contributions, payments, and investments. Have Questions? Sign Up for Our No-Obligation TSP Webinar, Hosted by Ed Zurndorfer: Click Here to Register With the new mutual fund window looming, TSP participants ... Read More

What Makes a Financial Advisor Great?

02/22/2022
We conclude our celebration of FED-uary with an article on how to tell if your financial advisor is a good fit for your financial situation. Jennifer Meyer, CFP© Financial Planning Webinar It is the final week Fed-uary! We are so ... Read More