A Health Savings Account (HSA) allows federal employees and retirees to contribute and to pay out-of-pocket medical and dental expenses in a tax-advantaged way. In order to contribute to an HSA, a federal employee/retiree must be enrolled in a high ... Read More

Medicare Part D (Prescription Drug Program) has been available to Medicare beneficiaries since 2006. Part D has benefited millions of Americans who have excessive prescription drug expenses. Federal retirees have good prescription drug coverage through the Federal employees Health Benefits ... Read More

A recent FEDZONE column entitled “FEHB Program Health Types and Options” (https://stwserve.com/fehb-program-health-plan-types-and-options/) discusses the various types of Federal Employee Health Benefit (FEHB) program health plans available to federal employees and retirees and eligible family members. As discussed, one of the ... Read More

Federal employees and retirees who are enrolled in the Federal Employees Health Benefits (FEHB) program have three enrollment choices. The enrollment choices are: (1) Self Only; (2) Self Plus One; and (3) Self and Family. These enrollments are explained: Self ... Read More

The 2025 Medicare open enrollment period (OEP) started  on October 15,2024 and will continue through December 9, 2024. During the OEP, those individuals aged 65 and older and enrolled in Original Medicare (Medicare Part A and Medicare Part B) can ... Read More