Dan and Katelyn break down how “bump and retreat” works in a RIF, covering key terms, potential outcomes, and steps federal employees can take if a RIF is possible. They also review 2026 HSA and FSA updates, including tax advantages, ... Read More

  When agencies reorganize or cut positions, the Office of Personnel Management (OPM) reduction in force (RIF) rules determine who stays and who moves. These rules can feel complex, but they follow a clear order and process. By understanding how federal RIF ... Read More