A recent FEDZONE column discussed “vesting” retirement requirements for FERS employees. With thousands of federal employees losing their federal jobs in recent months, the question among many of these departing employees is: What happens to my FERS retirement? In particular, ... Read More

We find ourselves in very stressful times and many federal employees are facing uncertainty due to potential agency reductions in force (RIF). It’s natural to feel anxious about job security and future retirement plans. This article aims to provide clarity ... Read More

17-page PDF from the FEDZONE Vault by Ed Zurndorfer: “Early Retirement (VERA) Planning For FERS Employees”  Click Here to Read Early Retirement (VERA) Planning For FERS Employees Click Here to Read Edward A. Zurndorfer is a CERTIFIED FINANCIAL PLANNER™ professional, ... Read More

Bankruptcy can be a challenging but necessary step toward financial recovery. For Feds, it’s critical to understand how bankruptcy affects federal pensions and bankruptcy protections, as well as the TSP bankruptcy rules that determine what happens to retirement savings. Knowing ... Read More

FedLife Podcast: What to Expect From the 2025 Pay Increase Ed and Dan break down the uncertainty surrounding the 2025 federal employee pay increase, discussing President Biden’s proposed 2.0% raise and the push from lawmakers for a 4.5% increase to ... Read More

Well. It’s been quite a couple of weeks for Feds, hasn’t it? From the issuance of numerous executive orders calling for a return to in-person work, a hiring freeze, and enhanced accountability across all levels of the federal government to ... Read More

Navigating a break in service as a Fed, whether for personal or professional reasons, requires careful financial planning. When the time comes to leave government service and possibly return later, understanding the best ways to manage your benefits, retirement accounts, ... Read More

Dan and Katelyn discuss military buyback, including deposit percentages for CSRS and FERS, timing, and benefits like higher annuity payments, as well as Health Savings Accounts (HSAs), covering their advantages, Medicare impacts, and inheritance considerations. Check Out Our Next FERS ... Read More

Great news for federal employees! The Thrift Savings Plan (TSP) contribution limits for 2025 have increased, allowing you to save even more for retirement. Whether you’re just starting out or you’re well on your way to building a secure financial ... Read More

As Turkey Day closes in, it’s hard to believe that 2025 is less than two months away!  As we look ahead to 2025, one of the most important updates for federal government retirees who are age 65 and older is ... Read More