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Beating Information Bias

Beating Information Bias: A Fed’s Guide to Smarter Investing

12/24/2025
  Today’s investors are surrounded by nonstop market updates, email alerts, and market commentary. While...
Four Essentials For A Rock Solid Federal Retirement Plan

Four Essentials for a Rock-Solid Federal Retirement Plan

12/22/2025
We believe A durable retirement plan rests on four pillars: income, health care, timing, and...
The Best Day To Retire

The Best Day to Retire: Maximizing Benefits and Improving Payments

12/19/2025
There’s more to retiring from your federal job than closing your eyes, pointing at a...
How Feds Can Retire With Debt

How Feds Can Retire with Debt Without Sinking Cash Flow

12/17/2025
Retiring with debt doesn’t have to derail your financial freedom. Many Feds step into retirement...
How Medicare Enrollment Affects Hsa Eligibility

How Medicare Enrollment Affects HSA Eligibility

12/13/2025
Federal employees who are enrolled in a high-deductible health plan (HDHP) associated with a health...
The Leave Question

The Leave Question: How to Maximize Sick and Annual Leave Before You Retire

12/07/2025
Sick leave and annual leave might seem alike, but at retirement, they serve very different...
Ten Biggest Mistakes Open Season

The Ten Biggest Mistakes Federal Employees and Retirees Make During “Open Season”

12/05/2025
The annual benefits “open season” can be a challenging time for federal employees and retirees....
With The Passage Of Obbba

With the Passage of OBBBA, Are Roth IRA Conversions Still Recommended for Federal Employees and Retirees?

12/05/2025
Federal employees and retirees are reminded each year at this time of year to perform...
Avoiding Delays Feds Guide To Submitting A Clean Retirement Application

Avoiding Delays: A Fed’s Guide to Submitting a Clean Retirement Application

12/03/2025
No matter how prepared you are for retirement, waiting weeks or even months for your...
Debunking Health Care Flexible Spending Account Myths

Debunking Health Care Flexible Spending Account Myths and Why Every Federal Employee Should Own An HCFSA

11/28/2025
According to an analysis from the Employee Benefits Research Institute, there are currently (2025) 3.2...
Bump And Retreat Explained

Bump and Retreat Explained: Protecting Grade During a RIF

11/25/2025
  When agencies reorganize or cut positions, the Office of Personnel Management (OPM) reduction in force...
What Federal Employees Planning To Retire In 2026

What Federal Employees Planning to Retire in 2026 Need to Consider During Current FEHB Program Open Season

11/24/2025
While in federal service, federal employees are privileged to have an important fringe benefit in...
2025,10,21 What We're Thanksful For This Thanksgiving Header Image

What We’re Thankful for this Thanksgiving:A Special Message from the STWS Team

11/21/2025
We know 2025 has been a challenging year for the federal community. Between RIFs, hiring...
Proposed Shutdown Relief

Proposed Shutdown Relief: Credit Protection and Cash Options

11/19/2025
New proposals in Congress aim to limit credit damage and ease access to cash for...
Court Halts Federal Layoffs

Court Halts Federal Layoffs: What Feds Should Do Next

11/19/2025
A federal judge temporarily blocked most agency RIF layoffs, pausing thousands of pending separations while...
New 2026 Tsp And Ira Contribution Limits What Feds Need To Know

New 2026 TSP and IRA Contribution Limits: What Feds Need to Know

11/17/2025
It’s the most wonderful time of the year… At long last, the IRS has released...
Federal Benefits Open Season

Federal Benefits Open Season Highlights for the 2026 Plan Year

11/17/2025
The Federal Employees Health Benefits (FEHB) program, which includes the Postal Service Health Benefits (PSHB)...
Weathering Market Swings

Weathering Market Swings: Smart TSP Moves During Volatility

11/12/2025
Market volatility has been making headlines lately and creating anxiety among some of the Feds...

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