Serving Those Who Serve Logo

Article Search

Mental Accounting

FinPsych for Feds: Mental Accounting

09/25/2026
In Part 1 of FinPsych for Feds, we explored present bias and why the immediate...
Decoding Your Sf 50

Decoding Your SF-50: The Federal Employee’s Guide to One of Your Most Important Personnel Documents

09/25/2026
If you’ve worked for the federal government for any length of time, you’ve probably accumulated...
Redesigned Social Security Statement

The Redesigned Social Security Statement: What Federal Employees Should Know

09/16/2026
For federal employees, retirement planning involves a number of moving pieces. Between FERS, TSP, FEGLI,...
January Jump

January Jump: The Easy Way to Boost Your TSP Balance

09/09/2026
Editor’s note: This is one of our classic STWS pieces, first published July 2024. We’re...
Planning For Retirement Income

Planning for Retirement Income: Understanding OPM Interim Payments

09/04/2026
One of the biggest surprises many new federal retirees encounter isn’t whether they’ll receive their...
Sun Sets On Form 3107

The Sun Sets on Form 3107: What Federal Employees Need to Know About OPM’s New Digital Retirement Process

08/19/2026
For generations, retiring from federal service meant navigating a mountain of paperwork. Retirement applications were...
Understanding The New Fers Rules For Deferred Retirement (1)

Understanding the New FERS Rules for Deferred Retirement

08/03/2026
Over the years and particularly over the last 18 months, there have been thousands of ...
Benefits Payable Upon Death

Benefits Payable Upon the Death of a Former Federal Employee

07/30/2026
  A recent FEDZONE column entitled “Understanding the New FERS Rules for Deferred Retirements” discusses...
Feds And Annuities Why The Annuity Key Doesnt Fit Every Lock

Feds and Annuities: Why the Annuity Key Doesn’t Fit Every Lock

07/26/2026
There’s no shortage of annuity salespeople trying to convince you that a private annuity can...

Federal Pay vs. Inflation 2025: Are Government Salaries Keeping Up?

08/18/2025
Federal employees received an average 4.5% pay raise in January 2025, one of the highest...

Is it Time to Update Your Beneficiaries? A Quick Checklist for Federal Employees

08/13/2025
Life happens – marriages, divorces, births, deaths. And while federal employees are good at planning...

Is Your Pension Safe? Legal Trends Every Fed Should Know in 2025

08/11/2025
Congress passed the 2025 budget reconciliation bill in July, but for many Feds, the biggest...

The Best States for Federal Retirees in 2025: Tax-Friendly and TSP-Savvy

08/06/2025
As retirement gets closer, many of our Feds start thinking about where they want to...

Is Federal Employment Still Worth it? Rising Discontent and What it Means for Retirement

07/28/2025
Federal jobs have long been a beacon of stability, known for generous benefits, dependable paychecks,...

How Spouses’ Rights Apply to TSP Withdrawals

07/25/2025
By law, a Thrift Savings Plan (TSP) participant’s spouse has certain rights to the participant’s...

COLA Watch: What the 2026 Estimate Could Mean for CSRS and FERS Retirees

07/16/2025
The Cost-of-Living Adjustment (COLA) is a yearly increase to federal retirement benefits, designed to keep up with inflation....

Options for Withdrawing Funds from the Thrift Savings Plan: Option 2 – TSP Annuity

07/11/2025
This is the second of four FEDZONE columns discussing TSP withdrawal options that are available...

Federal Employee Professional Development: Invest in Your Career and Retirement

07/07/2025
Career growth in government service isn’t just about getting promoted. It’s about creating more security,...

GET MORE FROM YOUR
FEDERAL BENEFITS PACKAGE

SCHEDULE AN INITIAL CONSULTATION TODAY!