One of the most common questions we get asked here at Serving Those Who Serve is: “Am I invested appropriately?” The answer to this question, like so many other questions pertaining to financial planning, is, of course: “It depends.”  We ... Read More

The last 60 days have been eventful for news of federal employee pay and protections. CBO Report on Federal Employee Pay and Benefits. This contradicts many statements in the public forum relative to the level of fed pay. A report ... Read More

Working with Feds for as long as we have here at Serving Those Who Serve, we know firsthand that as people age, making strategic decisions around finances and legacy planning becomes crucial, particularly when it comes to creating and maintaining ... Read More

What feds need to know about Medicare Advantage plans. No, I don’t mean your dear mother; in this case, I mean Medicare Advantage. Or to be more specific, the Medicare Advantage plans that are currently available within the Federal Employees ... Read More

The Postal Service Reform Act of 2022 (PSRA) created a new group-sponsored health insurance plan, the Postal Service Health Benefits (PSHB) program. The PSHB is a new and separate program within the Federal Employees Health Benefits (FEHB) program, administered by ... Read More

 How to maximize your wealth transfer, smart strategies for estate planning and designating one’s beneficiaries.   When it comes to the intersection of personal finance and estate planning, maintaining and monitoring your beneficiary allocations is critical. If you’re a staunch listener ... Read More

For the Fourth Consecutive Year, IRS Waives RMDs for Beneficiaries of Inherited Traditional IRAs For the fourth year in a row, the IRS has provided relief on required minimum distributions (RMDs) for non-eligible designated beneficiaries (NEDBs) of inherited traditional IRAs ... Read More

This is the second of two FEDZONE columns discussing military service credit rules for federal retirement purposes including retirement under CSRS and FERS.  This column discusses the amount of a military deposit for CSRS/CSRS Offset and FERS employees who want ... Read More

What is TCC for FEHB (federal employee health benefits) program? Learn about canceling coverage and temporary continuance of coverage. This article covers canceling federal employee health insurance and temporary continuance of coverage (TCC). This is the tenth article in our ... Read More

 This is the first of two FEDZONE columns discussing military service credit rules for federal retirement under both the CSRS and FERS retirement systems Military service includes active-duty service in the Army, Navy, Air Force, Marine Corps and Coast Guard ... Read More