Understanding the rules surrounding retirement benefits can be a challenge, especially for federal employees covered by the Civil Services Retirement Systems (CSRS). We often speak to Feds who are blindsided by an unexpected reduction in their Social Security benefits due ... Read More

The Office of Management and Budget (OMB) recently proposed a 3% federal pay raise for 2026, sparking keen interest among government workers. While this preliminary figure is not final, it has drawn the attention of Feds looking to understand the ... Read More

If you’ve been a federal employee for a while, you likely consider a regular cost-of-living raise as a given. You might expect something similar to the 5.2% increase you received beginning in January 2024 (or, at the very least, the ... Read More

When you buy stock, the hope is that it will appreciate. But too much appreciation can lead to a “tax time bomb” in the form of excessive capital gains, leaving you feeling trapped.  One way to avoid additional taxes on ... Read More