17-page PDF from the FEDZONE Vault by Ed Zurndorfer: “Early Retirement (VERA) Planning For FERS Employees”  Click Here to Read Early Retirement (VERA) Planning For FERS Employees Click Here to Read Edward A. Zurndorfer is a CERTIFIED FINANCIAL PLANNER™ professional, ... Read More

Bankruptcy can be a challenging but necessary step toward financial recovery. For Feds, it’s critical to understand how bankruptcy affects federal pensions and bankruptcy protections, as well as the TSP bankruptcy rules that determine what happens to retirement savings. Knowing ... Read More

Katelyn and Dan explore the complexities of working abroad and international marriages, focusing on the advantages and challenges related to benefits, taxes, and estate planning. They then shift to a discussion on Health Savings Accounts (HSAs), providing an overview of ... Read More

Since January 1,2025 and concluding March 31, 2025, the Center for Medicare and Medicaid Services (CMS) has been conducting the annual General Enrollment Period (GEP). During the GEP, individuals aged 65 and older can enroll in Medicare Part A (Hospital ... Read More

Katelyn covers the Social Security Fairness Act, which repeals the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO), impacting Social Security benefits for CSRS and CSRS Offset employees. She also discusses life after a reduction in force, focusing on ... Read More

New digital wealth like cryptocurrency demands fresh thinking about your estate plan. Let’s walk through exactly how to protect your crypto investments and make sure your family can access everything they’re entitled to after you’re gone.   Estate Planning Basics ... Read More

When it’s time to retire from your federal government career, you’ll likely receive benefits through the Federal Employees Retirement System (FERS) thanks to its Basic Benefits, Social Security, and the Thrift Savings Plan (TSP) pillars. Your TSP is funded by payroll contributions ... Read More

Although the 2024 tax year concluded a little more than two months ago, there is still one tax deduction that may be available to some federal employees and retirees that could reduce their 2024 federal and state income tax liabilities. ... Read More